U.S. Regulation

Why Bipartisan Support Is Critical

Editorial Team
3 min read
Published: November 19, 2025
Updated: November 19, 2025

Durable crypto policy in the U.S. depends on bipartisan coalitions across committees and chambers.

U.S. crypto regulationbipartisanCongressSection:Legislation

Why Bipartisan Support Is Critical

Without bipartisan coalitions, even well‑designed fintech legislation struggles to stick. For durable U.S. crypto rules, sustained alignment across investor protection, market integrity, payment safety, and innovation competitiveness is essential. This article explains why bipartisan support is decisive through four paths: political incentives, coalition‑building, phased passage, and industry self‑discipline.

1) Political Incentives: Consensus Comes from Shared Benefits, Not Technical Details

The center of bipartisan alignment is shared benefits—protecting consumers, strengthening U.S. competitiveness in payments and settlement, and attracting compliant capital and talent back onshore. Technical details can be refined by committees and agencies, but political benefits must be explicit:

  • Stablecoins and cross‑border settlement enhance the dollar’s network effects.
  • Unified rules reduce compliance‑uncertainty costs for firms and investors.
  • With overseas regimes moving first, the U.S. should not miss the window for industry dividends.

2) Coalition‑Building: Coordinating Committees, States, and Industry

Build coalitions across three layers—committees, states, and industry:

  • Committee layer: information and jurisdiction coordination between Banking and Financial Services.
  • State layer: compatibility and mutual recognition with advanced state rules (e.g., NY, CA).
  • Industry layer: baton‑passing among exchanges, stablecoin issuers, custody/audits, and merchant payment ecosystems.

3) Phased Passage: The Realist Path to Lower Resistance

Bipartisan progress is often achieved via splitting:

  • Pass a stablecoin sub‑bill first, then address market structure and the SEC/CFTC division.
  • Place DeFi front‑end responsibilities in companion rules and enforcement guidance.
  • Set transitional periods and exemptions for contentious items to ensure smooth switching.

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4) Industry Self‑Discipline: Win Political Trust with Operational Compliance

Industry should proactively prove executability:

  • Exchanges: ship Proof‑of‑Reserves, risk labels, and anomaly monitoring.
  • Stablecoins: raise reserve transparency and cross‑border settlement capability.
  • DeFi front‑ends: integrate privacy‑preserving KYC/AML and blacklist coordination; strengthen education modules and warnings.

This “operational compliance” is key to bipartisan trust.

5) Conclusion

Bipartisan support is not a nice‑to‑have; it is the decisive condition for rules that endure cycles. Industry must resonate with the political tempo and build a credible institutional base through transparent disclosures and technical governance.

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